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On AMA Policy

AMA Policy
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Will Health Insurance cost go up or go down with LED lighting?
In their 2012 report the AMA refers to obesity, cancer and diabetes.
The AMA Policy suggests changes in lighting.
Health Insurance will follow, and will revise lighting standards.
                  OLED lighting will make the difference.

spd graphic   Compare LED Circadian Effects with tinted eyeglasses.
(Uses Melatonin lab test by Mark S. Rea, PhD)
Estimate amount of sleep aid supplement
based on Spectral Power Distribution curve, and time.
Lighting will eventually have safety rating labels affecting Health Insurance Premiums.  Safe use of lighting requires proper LEDs, or light filtering, either with tinted eyeglasses, or a control method within the lighting device.
clock having no hands   Disruption of circadian clock (by Prognosis Hope)
linked to AMA reports
NIHPA 2010:  Effect of Light on Circadian Physiology

LED scientists have shown LEDs can be made to not cause the melatonin suppression as caused with cool-white fluorescents and LEDs. But this repeats a money deal, the 20-year refusal that preceded the catalytic converter after Dr Patterson. Success bringing the catalytic converter was finally made by Legislative Senator Edmond Muskie and the Environmental Law. LED lighting may use less power and the LEDs chosen must avoid Melatonin suppression. LED competition most often begins with efficacy to help payback figures. Common Cool-White LEDs usually have higher efficacy than Warm-White but today bring greater risk for cancer, diabetes and obesity. The AMA Policy brings need to correct our Health Insurance. With the policy including lighting and practices our risks are reduced. While government offers no regulation the matter of correction is classified.

Will health insurance pricing go up or will it go down with LED lighting? The example cited with Geochemist Clair Patterson shows how the money made by automotive and petroleum industry was more important to government than intelligence of health. In that period of more than 20 years, we suffered poisoning, deaths, disease and illness merely due to politics. Humans have a circadian rhythm, as we have for many thousands of years, and hopefully will have for many thousands more. Our AMA has listed for more than 15 years, the effect of light on Circadian Physiology, and our government is well informed. In September 2013, an actual lab test was publicized showing our blood levels of hormone melatonin and optical activity directly related to light wavelengths. The AMA time line shows their knowledge began with fluorescent lighting.

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- Health Insurance -
Our melatonin hormone is essential to reduce many health risks and cannot be substituted by sleep aids.  This AMA Policy opens the door for health insurance to limit suppression of melatonin hormone caused by certain lighting.
The effect of lighting types can be rated, and shown on its billing to predict health risks and thus, Insurance premiums.
Following are some examples of financial steps:

Policy rate adjustment from lighting and methods:
Lighting types at your work. Lighting types at home.
Color of walls and more, where LED lighting is used.
Hours lighting is OFF before bedtime.
Streetlight color and positions near home.
Type of electronic equipment you view.
Safety Rating number on billing for lighting.
etc., etc.

Insurance backed protection against melatonin loss:
Physician appointments.  Certified melatonin.
Help with that Cancer and Diabetes.
Tinted Eyeglasses and other filters.
Installing proper safe lights.
etc., etc.

This matter will be expanded, please Email with any highlights.